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FINANCES: What is the Difference Between A.T.M./ Credit/and Debit Cards????

ATM is an automated teller machine.  As long as a person has sufficient funds in his/her account, they can take money out of the machine. 

**Remember, if a person takes money out from a different bank other than the one they have an account with, there will be a charge called a convenience fee.

Credit Cards can be used at stores to charge items that do not need to be paid in cash.  There is usually a limit as to how much someone can charge and there are finance and late charges if a balance is not paid off each month.

A Debit Card takes the money out automatically from the checking account, therefore there has to be sufficient funds in the account.